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Home > Financial Services > Debt Services > A Family Budget Counseling

A Family Budget Counseling

A Family Budget Counseling is recognized under the Internal Revenue Code as a non profit, charitable organization. The original founders of A Family Budget Counseling, AFBC have over 10 years experience with in the Credit Counseling industry. Since their foundation the organizations priority has always been customer satisfaction. Because of this, over 60percent of their newly enrolled clients are referred to AFBC from other satisfied consumers from all across the nation.

Through out the years they have watched the Credit Counseling industry go through many changes. AFBC has always adjusted to new modifications and continues to do so each day. AFBC works directly with your creditors in arranging a friendly payback arrangement. They have established relationships with thousands of different creditors across the country and have assisted over 12,000 consumers.

A Family Budget Counseling can consolidate all of your credit card debts, store cards, many personal loans, medical bills, student loans and in some cases even balances payable to the IRS. They cannot assist with secured debts mortgages, home equity loans, car notes or leases, rent, or active telephone lines and utility bills. By consolidating your bills, you can potentially reduce your monthly payments by 50percent and be out of debt in a relatively short period of time.

A Credit Counselor must first perform a full budget analysis to determine if your particular case qualifies for a Debt Management Plan DMP. This process can only begin after you have completed and submitted an application into AFBC.

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