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American Debt Solutions

American Debt Solutions is a legitimate, not-for-profit credit counseling agency. They are designated as such through their 501c 3 certificate issued by the Internal Revenue Service. Their primary goal is to help their clients through the provision of free credit and budget counseling. Their counselors are all certified in the fields in which they counsel.

American Debt Solutions has undergone significant scruntiny and has clearly shown that they do not operate in this manner. They meet many other stringent requirements of this exemplary organization. They do not offer services in the areas of debt adjustment, debt settlement, or bankruptcy. When you call American Debt Solutions, you will speak with a counselor whose primary goal is to help you understand your financial position through such techniques as developing a personal budget. This involves a detailed analysis of your income, expenses and debts. Only after this is done can they recommend various courses of action for you.

They will provide you with a written action plan and educational materials, free of charge, which will help you understand budgeting, credit cards and electronic banking. They are a non-profit Credit Counseling Agency that offers free counseling and financial literacy education.

Their mission is to empower you to make intelligent decisions about your financial future. American Debt Solutions offers free credit counseling. Their certified counselors can help you analyze your total income, your expenses and your debt. Their counselors will help you understand how your credit score is determined.

The Company offers educational materials that teach you how to structure a winning budget through the effective management of your debt and expenses. They offer a program that will reduce the amount of time it takes to become debt free. Certified Counselors help tailor a plan to fit your needs.

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