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Home > Financial Services > Mortgage Brokers > Aina Mortgage
Aina Mortgage
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
Aina Mortgage, a local family business was founded in 1994 is now located in Kailua, on the windward side of the island of Oahu. As your connection to local and national sources of real estate financing, they listen to you, and look forward to personally serving you and exceeding your unique real estate financing expectations.
Their pre-qual formis easier and faster than most. It takes less than five minutes and there's no obligation. Once your form is submitted, one of their Loan Officers will contact you within a business day with your loan qualifications and to answer any further questions you may have.
Pre-qualification gives you a general idea of your ability to qualify for a loan, based solely on what you tell them. A pre-approval involves a complete loan application, credit report and review of your financial documentation, allowing you to search for your home with a lender's commitment in hand.
Aina Mortgage makes loans on property located in the state of Hawaii, whether you live in their Islands or elsewhere. This pre-qualification form is neither a mortgage application nor a commitment to lend. They have access to literally hundreds of loan programs from a variety of Hawaiian island and mainland lenders.
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