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Banner Mortgage Group,Inc.




Banner Mortgage Group is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

The Company is a proud member of The Mid Hudson Better Business Bureau, was established in 1992 by its President, Kenneth Polin, a former Manhattan securities investments attorney. Ken was born and bred in the New York Metropolitan area and holds two Law Degrees from The New York University School of Law, including a Master's in Taxation. Since 1993, the manager of Banner has been Lars Lerner, who has more than 15 years of experience as an originator, processor and mortgage underwriter. Together, Ken and Lars lead one of the area's top firms specializing in the placement of large residential and commercial mortgages.

In loan program there are two different kinds of products, fixed rate products, where the rate never changes and all other programs, which are known as adjustable rate mortgages where the rate adjusts according to a specified time frame.

Banner receives discounts not available to the public for example; many zero point programs are available by which Banner's commission is paid in full by the lender. Clients, in turn, receive counseling from mortgage experts whose allegiance is to their clientele, not any one institution, as well as today's very best rates.
 
Banner also takes great pride in its local reputation. Dealing with people whose reputation is at stake on a transaction whether it is in the mortgage industry or any other consumer service business serves as important protection for the consumer.

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