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Alces Mortgage Company


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Alces Mortgage Company is committed to helping you find the right mortgage product for your needs. The Company understands that every borrower is different, and they offer a variety of products to meet your individual requirements. They make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
 
The Company offers a variety of loan programs to meet your needs. They work with the leading lenders in the industry to provide Commercial Loans Knowledge, Experience and Relationships allow their clients every possible advantage, along with  very competitive Rates and Terms, Excellence Service, Fast, and efficient closings.
 
The 30 year fixed home mortgage is the basis of all home mortgages.  The interest rate remains the same over the entire life of the loan, and all payments are the same except for the final payment.
 
A mortgage larger than the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation, currently over $333,700.  Because jumbo loans cannot be funded by these two agencies, they usually carry a higher interest rate. A Home Equity Line of Credit is secured by the equity in your home.  These are sought for a variety of purposes, including home improvements, major purchases or expenses, and debt consolidation. 
 
These loan products for their commercial and residential customers are a sampling of all that they have to offer their Loan Specialists to help you in determining which loan program best meets the needs of your particular circumstance.

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