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American Mortgage Service Co.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
American Mortgage Service Companyis a full service mortgage banking company, serving Ohio, Kentucky and Southeast Indiana for 30 years, providing Rural Housing, and non prime real estate loans.  American Mortgage Service Company is the leading lender for the Kentucky Housing Corporation program in Kentucky and a leading lender for the Ohio Housing Finance Agency first time buyer program in Ohio.  They are also the local lender for Lending Tree throughout Ohio, Kentucky and Indiana.
 
Their mortgage consultants are able to work from virtually any location that enhances service and loan files are submitted directly to underwriting from origination.  Approved files proceed to their processing and closing department.  They process and close loans quickly and their rates and costs are very competitive.
 
They will also help you through different scenarios by asking a few simple questions, based on standard lender guidelines; they will get you a good idea of what kind of terms and loan program you can expect to benefit most from.
 
They don’t believe that saving for a down payment should be the reason to put your dreams on hold. Not only might you be able to afford a home sooner than you think, you may be able to afford more home than you think. With a zero down mortgage, the amount of loan you can qualify for is determined by your ability to make your monthly payments rather than how large a down payment you’ve saved. And, for a lot of buyers, this also means qualifying for a larger loan.  

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