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ASAP Mortgage Corp.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount.
 
ASAP Mortgage Corp prides themselves on providing superior customer service and creating satisfied customers. They work hard to satisfy the mortgage needs and exceed the expectations of their customers. From mortgage processing and underwriting, to loan closing and funding, the expert mortgage staff as ASAP will efficiently expedite your entire transaction. They services include; Home Insurance: You can request a homeowner’s insurance quote in less than 10 minutes. A historical summary of all the recorded transactions that affect the title to the property. An attorney or a title company will review an abstract of title to determine if there are any problems affecting the title to the property. All such problems must be cleared before the buyer can be issued a clear and insurable title.
 
The Company plans also include Balloon Mortgage which is usually a short-term fixed-rate loan which involves small payments for a certain period of time and one large payment for the remaining amount of the principal at a time specified in the contract. Capital Gains: When you sell a capital asset at a profit, such as real estate, the difference between the amounts you sell it for and your basis, which is usually what you paid for it, is a capital gain. Debt Ratio: This is a loan-qualifying ratio used by lenders to determine if a borrower qualifies for a loan. The debt-to-income ratio is calculated by taking the borrower’s monthly debts, including house payments, credit cards and personal loans, and dividing it by the monthly income.
 
Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, ASAP’s purpose is to satisfy your needs. By putting you first, they assure you a pleasurable transaction. They will also be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

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