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CAL Coast Financial Corp.




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Established in 1990, Cal Coast Financial Corp has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout California.They're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. They have access to a full range of mortgage sources and all of their lending specialists are dedicated to finding the right loan with the best rates, terms and costs to meet their clients’ unique needs. But that's just the beginning of their service, throughout the lending process they  provide regular loan updates and progress reports so clients always know the status of their loan. They also offer a special Mortgage Manager Service for those considering refinancing their mortgage.
 
The company offers you instant access to a world of knowledge and information, including: mortgage calculators, a look at current rates, powerful refinance strategies, free pre-qualification for loans, and their  exclusive Mortgage Manager program. When you're ready you can even apply for a loan online with a trusted mortgage professional or if you prefer, you can apply by phone or in person. The company is dedicated to providing expert guidance through Internet technology, with the added convenience of local service. This calculator allows you to figure out your monthly payment for fixed-rate or adjustable-rate loans. It also allows you to calculate the breakdown between principal and interest in payments over the loan term.

Prepayment Savings this calculator helps you to determine how soon you can pay off your mortgage by making a prepayment, or how much prepayment you should make by shortening the time to pay off your mortgage.Tax Savings based on the loan amount, interest rate, federal tax rate, and other entries, this calculator will determine the estimated tax savings of a period of years if the transaction is completed.

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