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Home > Financial Services > Mortgage Brokers > Capital Mortgage
Capital Mortgage
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
They know that each customer has specific needs, so here at Capital Mortgage, they strive to meet those specific needs with quality service and individual attention. They pride their selves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs and an established network of lenders behind them, they will find the loan that best suits your needs, at a very competitive rate. They offer conforming, non-conforming and government loan programs. They guide you through the home buying or refinancing process, and provide you with the best service available.
The firm assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
Fixed rate fully amortizing loans have two distinct features. First, the interest rate remains fixed for the life of the loan. Secondly, the payments remain level for the life of the loan and are structured to repay the loan at the end of the loan term. The most common fixed rate loans are 15 year and 30 year mortgages.
They are customer focus, they always get into the customers shoes to see if the loans make sense to them, thanks to the clients who like the sincerity and know that the firm won't get them into a bad loan just for profit, they believe on referrals so the customer service means a lot to them. The firm is committed to success and to keep making many happy customers.
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