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Home > Financial Services > Mortgage Brokers > Colorado 1st Concept Mortgage
Colorado 1st Concept Mortgage
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
They assist you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
They have been providing prompt and professional service to their clients in Colorado for over 30 years as independent brokers, without contract obligations to specific banks, they have the freedom to shop for the best programs available and tailor them to your needs. They actively participate in initiatives to ensure the mortgage industry protects home owners while continuing to offer flexible programs. They use their expertise to provide you with the customized lending solutions that fit your life style.
They believe it is their responsibility to continually increase their knowledge of the mortgage industry and new technologies. Their up-to-date education allows them to offer you the best financial options for your needs. All of their Mortgage Consultants are required to successfully complete the Colorado Mortgage Broker Certification courses. Additionally, they complete a minimum of six continuing education courses annually.
They help you move through the entire financing process with ease. They will meet with you at your convenience or take your application by phone, fax, on-line, in their offices, or at your home. Their expert staff will process your loan promptly and efficiently. They have excellent relationships with a wide variety of lenders so your approval and closing will be completed quickly and easily and they will attend your closing which assures no mistakes, no unanswered questions and a smooth closing.
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