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Home > Financial Services > Mortgage Brokers > Common Cents Mortgage
Common Cents Mortgage
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
With a variety of solutions as individual as your needs, Common Cents will work with you to use your home equity in a way that makes sense for you. Whether you're looking to lower your debt, pay for life's big expenses or looking to refinance your current mortgage, a Common Cents professional will help craft a smart solution for you. It's their promise that they won't make a loan that doesn't make sense for your budget or your needs. In just ten minutes, you can be on your way to saving 300, 400 dollars or 500 dollars a month on credit card bills, using the equity in your home to do home improvements, or stretching your budget with intelligent refinancing.
If you plan to keep your home loan for a short term, or you want to have the lowest payments, consider a loan that is fixed for the initial 3 years, 5 years, or 7 years, which then converts to an adjustable rate.
Maybe you already have a good interest rate on your current home loan. If you are considering a good way to pay off debts, improve your home, or take out some equity, then an equity home loan or credit line may be a better option than refinancing your home. The available rates and terms will vary according to credit and loan to value.
They will work with you to understand your unique circumstances, so that you can meet your specific goals whether your need is for basic mortgage information, help in analyzing different mortgage programs, or assistance in developing a creative mortgage strategy for your particular situation.
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