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CFC Mortgage Bankers




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount.
 
The company has proudly been serving their community since 1990.  Whether it is a first time homebuyer or a past client refinancing an investment property, they are dedicated to help their borrowers find the right loan program to fit their needs.   They offer fixed rate mortgages, adjustable rate mortgages, Home Equity lines of credit as they all as FHA and VA loans. Their 8 offices serve the Ventura, Los Angeles and Kern Counties. They are the largest Mortgage Broker in Ventura County and closed over $830,000,000 of volume in 2004.  The companies they will help make your home buying dreams into a reality. 30 year fixed mortgage is a type of mortgage loan that is repaid by the borrower making 360 equal monthly payments over a period of 30 years.
 
Since the borrower's payments are fixed, the borrower can expect to make the same monthly payment for the entire term of the loan. Both 30 year and 15 year mortgage loans are the most widely accepted program used to finance a residential purchase, and is available for conventional, jumbo, FHA and VA loans. Their focus is to reaffirm this company’s history of providing outstanding service to their customers. They encourage their staff to develop strong relationships with their customers. As these relationships develop, they understand their customer’s needs. As they understand these needs, they provide the services they require with the quality that meets the borrowers appropriate financial and loan requirements at competitive prices.

Through good planning, their customers’ expectations should be met with timely delivery of the expected interest rate and loan and sufficient after-market service, making only those promises that they can keep. Every person in this organization needs to conduct business in a manner, which is courteous and polite. America truly is the land of opportunity. They will provide the expertise, with a lifetime of support, which hopefully upon qualifying will enable every American as they all as Foreign Nationals to realize and fulfill the American dream.

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