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Home > Financial Services > Mortgage Brokers > Cornerstone Mortgage Company
Cornerstone Mortgage Company
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Founded in 1988 by president & CEO, Marc N. Laird, and headquartered in Houston, Texas, the firm is a full service mortgage banker with more than 60 offices in 11 states. With a team of more than 400 professionals, they can serve your home financing needs anywhere in the U.S.
In February of 2000, the firm fulfilled its goals of strengthening its capital base when it became an affiliate of First National Bank of Omaha. The largest independent, privately held bank in the western U. S., First National and its affiliates have nearly $15 billion in managed assets and over 7,000 employees located across the nation. This alliance grants them unlimited warehouse lines of credit to fund its expanding loan production business and the authority to make mortgage loans in all 50 states.
The firm has several distinguishing qualities that have given us a reputation of excellence in their industry. Whether you need their services to fund your home loan or are looking for a strong strategic partner to expand your business, Cornerstone Mortgage Company is a truly unique leader in the mortgage lending industry. Their goal is to find the very best product, and price for specific borrower needs. Their Pricing Specialists are always accessible to Loan Originators, even during evening hours. Overnight price protection is also available on many loan programs.
Their team of Public Relations and Marketing Specialists are dedicated to providing client communication on a consistent, professional basis. The Company is uniquely adept at seizing promising opportunities. The Company continues to expand its horizons in finance setting standards of excellence in multiple fields and transforming promise and potential into economic realty.
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