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Coactive Financial Corp.

A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

Coactive Financial Corp is a mortgage lending institution that prides itself in providing high quality financial services to the public. It is their mission to provide high quality mortgage programs at the most competitive rates in the nation. Their home loan programs include; purchase, and refinance, debt consolidation, home equity loans, second mortgages, construction loans, and home improvement loans tailored to your unique situation.

Their staff of mortgage service professionals makes themselves accessible to clients around the clock, and strives to obtain the best mortgage loan package no matter what the situation. The Company provides some loan programs like Refinance, Purchase, and Zero down Loans, First Time Buyers, Second Mortgages, Construction Loans, Debt Consolidation, and FHA & VA Loans.

The 100 percent financing loan is designed to offer home ownership opportunities to borrowers with good credit but who lack the ability or desire to make a down payment on a home. It provides an option for those who wish to invest their savings in assets other than their home. This type of financing is popular among both first time home buyers and experienced home buyers and you can use 100 percent financing for a purchase or a refinance. The fixed rate loan is also available for construction and home improvement of an owner occupied primary residence.

A full doc loan is one that requires that the borrower present all necessary documents, including verification to be considered for the home loan. This type of loan usually offers lower rates because it is less risky for the lender. On the other hand, if you are self employed you may not have all of the required documents and should look into a stated income loan.

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