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Home > Financial Services > Mortgage Brokers > Cornerstone Mortgage Center
Cornerstone Mortgage Center
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Their customers save money and close their loans quickly because they employ the most advanced mortgage technology available. They welcome you to try their mortgage calculators. The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms.
From mortgage processing and underwriting, to loan closing and funding, their expert mortgage staff will efficiently expedite your entire transaction. They will keep you informed every step of the way. They are committed to building rewarding, long-term customer relationships. With that in mind, you will receive the highest quality mortgage services.
The Company provide Fixed Rate Mortgages; 30 year fixed, Monthly payments are fixed over the life of the loan, 15 year fixed, Interest rate does not change, Protected if rates go up, Can refinance if rates go down, Higher interest rate, Higher mortgage payments, and Rate does not drop if interest rates improve.
The Company provide adjustable rate mortgages 1 year ARM, 6 month ARM, 1 month ARM, Lower initial monthly payment Rates and payments may go down if rates improve, May qualify for higher loan amounts, 30 year term, no balloon payment, More risk, Payments may change over time, and Potential for higher payments if rates increase.
Company provide mortgages such as Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, Interest Only Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit, and Home Equity Fixed Loan. Company provides calculators are Mortgage Payment Calculator, Monthly mortgage payment Calculator, Interest Only Payment Calculator, and Payment Option ARM Calculator.
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