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Dover Mortgage Company


A Mortgage is a document that contains the details of an agreement between two parties.One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
The firm is in total control of the loan process from start to finish, which means they use their own money to make your loan. They alone make the final decision, and this means fast turn times, same day loan approvals and closings in less than two weeks. They offer lender fees from 300 dollars to 800 dollars less than their competitors. And unlike
big banks who offer mortgages as a small part of their business plan, mortgage lending is their only business-period.  

The Company was established in 1986.The firm started with a mission to originate, underwrite and close quality mortgage loans in-house. By offering local service and professionalism that is second to none, Dover Mortgage Company has closed over 3.5 billion dollars in mortgages for your neighbors. The branches are located throughout the Carolinas.

Dover Mortgage Company’s Correspondent Lending department provides community banks, savings banks, mortgage bankers and mortgage brokers in the Carolinas the ability to offer a wide variety of loan products in combination with Dover Mortgage’s great customer service. The Company never puts you in loans that don't make sense. If refinancing a loan will cost you more than it will save you, or if it does not make financial sense, they won't do it. They are committed to putting you in the loan that fits your individual needs.
 
The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
 

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