|
|
 |
| |
|
Home > Financial Services > Mortgage Brokers > Creative Home Mortgages, Inc.
Creative Home Mortgages, Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Creative Home Mortgageoffers custom solutions for every residential mortgage financing situation. Whatever your residential financing needs, they will tailor a loan that's right for you. Purchase, Refinance, Construction .Home Improvement, Home Equity Loans to 125 percent, Investment Properties, Debt Consolidation Loans, FHA/VA Loans, Stated Income Loans, Damaged Credit Loans .We work to get you the best loan possible. Their qualification process is simple and fast.Creative Home Mortgages is a dynamic organization focused on providing superior service to their customers. They value the diversity of their workforce and recognize that their employees are their competitive advantage. Their employees are provided with training and resources to assist them in their professional development. They also offer competitive benefits and compensation programs.
Loan Programs that they offerPurchase, Refinance, Construction, FHA/VA, Home Improvement, Home Equity Lines, Commercial, International .The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.
A rate lock is a contractual agreement between the lender and buyer. There are four components to a rate lock loan program, interest rate, points, and the length of the lock.
Financial Services Companies
all are here at FinancialBrowsers.com Permission is granted to reproduce this article as long as the above resource paragraph is left intact with active links.
Back to Mortgage Brokers
|
|
|
|
|
|
|