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Envision Funding


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
The Company has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers throughout Miami, FL. They are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending, and also commercial lending. They have access to a full range of mortgage sources and all of their lending specialists are dedicated to finding the right loan with the best rates, terms and costs to meet their clients' unique needs. But that's just the beginning of their service. Throughout the lending process they provide regular loan updates and progress reports so clients always know the status of their loan. They also offer a special Mortgage Manager Service for those considering refinancing their mortgage.
 
The property is security for the loan, the lender will have an appraisal made of the property, and you need to have the following information available, a complete copy of the sales contract, including any addendum's, signed by all parties, showing the full names of the sellers and buyers as they will appear on the new deed, the amount of earnest money deposit and who is responsible for closing costs, origination fees, etc. For Employment History and Sources of IncomeRequired information includes are recent paycheck stubs and Federal W 2 forms for two years, Records of dividends and interest received from investments. Etc.
 
Their focus is to reaffirm this company’s history of providing outstanding service to their customers. They encourage their staff to develop strong relationships with their customers. As these relationships develop, they understand their customer's needs.
 
 

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