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Home > Financial Services > Mortgage Brokers > Excellence 'n' Mortgages
Excellence 'n' Mortgages
A Mortgage is a document that contains the details of an agreement between two parties.One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
Excellence’n’Mortgages is the fourth mortgage banking business. Tom has started, having sold each company to various banking institutions. Philosophy is simple; fit the mortgage to both the needs and goals of the business. His dedication to clients, professional approach and attention to detail contribute greatly to his success in customer satisfaction.
Today's sophisticated commercial mortgage lender sells loans on Wall Street. Loans must be packaged and documented to meet their stringent underwriting requirements.Experience and knowledge on proper presentation of the loan is essential. In short, the package must be sold, not presented. Whatever your residential financing needs, they will tailor a loan that's right for you for Purchase, Refinance, Construction, Home Improvement, Home Equity Loans, Investment Properties, Debt Consolidation Loans, Stated Income Loans, Damaged Credit Loans, And more.
First impression of a loan package is critical. It must contain a simple, yet precise, executive summary of the loan request supported by all necessary documentation. They represent dozens of investors, so they have a wide variety of products. They search the country for best rates, terms and a mortgage that fits your needs. Their main responsibility is to match your needs with their investors' mortgage. They know how to present your application in its most favorable format. They know which investor will buy your loan.
Mortgage Brokers pay for themselves better rates and terms and selection of the right mortgage. In other words, they give you results, not excuses. They get the job done and in less time. The bottom line they get you the money you want, when you want it.
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