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Home > Financial Services > Mortgage Brokers > C&G Mortgage, Inc.
C&G Mortgage, Inc.
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount.
C&G Mortgage, Inc. is committed to helping you find the right mortgage product for your needs. The Company understands that every borrower is different, and they offer a variety of products to meet your individual requirements. They make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
The Company offers a variety of loan programs to meet your needs. They work with the leading lenders in the industry to provide. Unless otherwise indicated, these APR calculations are based on the following; Conforming loans whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands are calculated based on a loan amount of $359,650 with closing costs of $7,193. Jumbo Loans are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
Generally speaking, you can purchase a home with a value of 2 or 3 times your annual household income. However, the amount that you can borrow will also depend upon your employment history, current savings and debts, credit history, and the amount of down payment you are willing to make. You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
C&G Mortgage, Inc. can help you evaluate your choices and help you make the most appropriate decision. There is no simple formula to determine the type of mortgage that is best for you. This choice depends on a number of factors, including your current financial picture and how long you intend to keep your house.
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