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Home > Financial Services > Mortgage Brokers > Emerald Capital Mortgage
Emerald Capital Mortgage
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
With over 18 years of combined experience George Sanchez and Bart Simpson have set the standard for service in lending. Founders of Emerald Capital Mortgage, George and Bart, have created a full service mortgage company able to provide a full range of products to their clients of all credit ratings.
Your personal information is treated in accordance with the Privacy Act and Emerald Capital Mortgage does not sell that information to anyone outside of their company. There are also loans that don’t require disclosure of certain information.
The laws that govern home equity lending are intended to protect the consumer. They require certain limitations on the amount you may take out of your home, 80percent maximum loan to value of your homestead residence. The lender can only charge a maximum of 3percent of the loan amount in fees and it requires a 12 day period of waiting before the loan can be closed again as a precaution for the protection of the borrower.
Their commitment to excellence is the knowledge that their company, its name and the employees within it are achieving far more than expected for the benefit of the people they serve and the communities that they are a part of. They provide you with a variety of products such as Conventional, FHA, VA and non-conventional mortgage. And loans of every type like Construction Loans, Commercial Loans, etc.
Their loan officers explain the process of locking-in an interest rate and program. The Company’s mission is to deliver their customers a level of value and service that exceeds their expectations.
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