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Coastal First Mortgage




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

As a mortgage broker, Coastal First is an independent company that works with a wide range of lenders and investors to secure the most competitive package for your home financing needs. Because Coastal First is a professional mortgage broker and is independent from lending institutions, they can use their extensive contacts with local and national banks to find you a lender that meets your needs. Their strengths include A complete selection of mortgage products, Experience in comparing loans, terms and rates from various lenders, Free and quick pre-approvals, Easy application process by telephone, mail, personal interview or via the internet, No hidden origination fees or expenses, They are a leader in the electronic underwriting process, which reduces the amount of paperwork and saves you time and money.

The Company provides purchasing products like 100 percent Financing programs for all property types, Second homes with as little as 5 percent down, Investment & Commercial loans. They are experts at avariety of one settlement options means lower costs for borrowers, Loans up to 95 percent of appraised value of land and home, Their ability to use appraised value can mean 100 percent financing to you, Local builder was able to build his own home needing only his closing costs, Local doctor has been able to buy the land and build his luxury home with only 4 percent into the deal.

The Company believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.

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