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First Island Financial Corp.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

First Island are a full service mortgage brokerage firm offering a complete line of mortgage products combined with their recognized personal service. They are licensed by the State of Washington Department of Financial Institutions to act as a correspondent for many powerful national mortgage lenders. 

They are able to competitively compete with any other mortgage broker by utilizing the wholesale pricing provided to them by their correspondent lenders. They also offer programs through several smaller, local lenders bringing into play the program flexibility and make sense approach to lending that they are able to provide. One of the newest, most exciting developments is their access to computerized, online underwriting and approvals which give you the ability to be pre approved rather than pre qualified within 24 to 48 hours of application.
 
First Island Financial Corporation can help make home financing quick and easy. As a mortgage broker they have access to many financing sources. They do the shopping for you to make sure you get the loan program and terms that best suit your needs. They can pre qualify you in person or on the telephone, take a loan application in their office or your Realtor's office, or they can mail an application to you. They can even make evening or weekend appointments. So, whether you are buying building, refinancing or just thinking about it, drop by or give them a call. They were here to help anytime.

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