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Home > Financial Services > Mortgage Brokers > Cornerstone First Financial
Cornerstone First Financial
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Cornerstone First Financial is a non-affiliated Christian mortgage company founded in 1997 and licensed to originate loans in Maryland, Virginia, Washington, D.C., Delaware, Florida, Colorado, West Virginia, Montana and Wyoming. Its president, Mark C. Livingstone, has more than fourteen years experience in the mortgage industry and has been the recipient of a number of mortgage industry awards and accolades for his professionalism and experience.
The Company available products and services such as Debt consolidation, Conforming loan amount up to $400,000, Jumbo loans, 100 percent financing owner occupied with 580 fico, 100 percent financing investment property with 620 fico, No income verification, MTA cash flow option ARM with a start rate of 0.95 percent, 30 year fixed rate with 1st 10 year interest only option, Conforming rates for up to $400,000 loan amount, 24 hour underwriting Scores 500, Purchases with no trade lines required, Home Equity Line of Credit with stated income or stated assets up to 100 percent CLTV.
Cornerstone First Financial is a leading mortgage broker firm in the Washington, DC metropolitan area. They are also licensed in the states of Delaware, West Virginia and Florida. Their approach to providing exceptional mortgage service is driven by superior pricing, products and personal attention.
Cornerstone First is partnered with over 30 different financial institutions, some of which are the leading lenders in the country. Because they maintain a platinum status with their most valuable lenders, they can offer some of the most competitive rates in the industry. Having aligned ourselves with so many lenders also gives them access to just about any product necessary to meet their clients particular financial needs. They believe in building relationships through effective customer service, the kind of customer service that drives memorable experiences and repeat clientele.
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