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Home > Financial Services > Mortgage Brokers > eMortgage, Inc.
eMortgage, Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
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In recent years, they have emerged as a distinctive partner for professionals in the industry. As a direct lender, they offer highly competitive pricing, and above all, unsurpassed service and professionalism. Their technological enhancements include an automated system for the selection of the most attractive loan products in the secondary market based on the specific qualifications for individual borrowers. Their streamlined process enables us to perform all loan functions in their offices, from same day approvals, to processing, underwriting and funding, which means quality control, assurance and a level of service which is always maintained during the loan process. Their reputation for quality loan processing and underwriting among investors in the secondary gives us the leverage to select premium loan products at highly competitive rates. Their partners benefit from their years of experience operating a successful mortgage company, and today, they are in the forefront of delivering and processing loan products with new technologies and innovative back end systems.
They are proud of our steady and deliberate growth strategy, which has helped them ride the multitude of economic challenges and opportunities since the early 80's. They understand that obtaining a home loan is one of the most important decisions made by their clientele, and they strive to provide the best, most reliable service possible. They knew the importance of maintaining this vision then, and they know it now.
They are also committed to fostering community relations and to creating opportunities for under-privileged families to realize their dream of homeownership. Their property management division is actively providing housing assistance and rental units below market prices to low income families who might otherwise not have the opportunity or the means to have a roof over their heads.
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