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Illinois Dream Home Mortgage




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Illinois Dream Home Mortgage Corporation is here to serve all of your home financing needs. Serving the state of Illinois since 1995, their friendly staff will walk you through the entire process from pre-qualification to closing.  They will do their best to make your experience a pleasant one while securing the best possible program tailored to your individual situation. Their president, Monica L. Boatman, is a Certified Residential Mortgage Specialist which indicates that she is part of a very elite group at the top of her trade and has completed significant continuing education to make sure she has a complete knowledge of the ever-chaning world of residential finance. 
 
The Company offers Conventional and VA Loan Programs, First and Second Mortgages, Equity Lines of Credit, Second homes and vacation properties in Illinois ,Investment Properties, Purchases, Refinances and Cash-Out Options ,Low Fixed and Adjustable Rates, No Income and No Asset Programs. Illinois Dream was the Illinois Association of Mortgage Brokers Mortgage Broker of the Year in 2001 and is a member of IAMB and NAMB.  Monica Boatman is licensed as a loan originator through the Division of Banks and Real Estate. 
 
If it is convenient to you they can even can process your mortgage application over the phone and overnight the paperwork right to your door to save you time as they know how busy your schedule could be. They also have internet loan processing and have the capability to give you same day loan approvals - no more waiting. Gone are the days of searching for income documents and bank statements covering your entire financial history.  Illinois Dream Home Mortgage may only need a current paystub, most recent W-2 wage statement and bank statement to get you approved.  

The Company is committed to providing the best service to clients seeking it from this industry as also to the pursuit of excellence, integrity being the forefront of their list of objectives.

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