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Home > Financial Services > Mortgage Brokers > Indiana Mortgage Funding, Inc.
Indiana Mortgage Funding, Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Their mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. They understand you are making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So they make a commitment to you. They help you qualify, apply and be approved for the right mortgage loan for you. They make it easy and worry-free to reduce your interest rate and monthly payment. They can even help you pay down your balance more quickly for comparable monthly payment.
They do not think that saving for a down payment should be the reason you put your dreams on hold. They help you buy your dream home with a zero down mortgage loan. Company provides home equity loans. The process for a home equity loan is similar to your first mortgage. The closing costs are usually lower and, although the interest rate is higher on a home equity loan, the interest paid is tax deductible. Company also offers fixed rate mortgages, adjustable, rate mortgages, Home Equity Line of Credit, and many more loan programs. Company also provides bankruptcy services.
Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
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