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Hagood Mortgage


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Hagood Mortgage emphasizes on crystal clear communication between them and their customers and alliances.  They make themselves available during people hours, not banking hours. They are on the cutting edge and in most cases can have an underwriter’s approval within minutes of application.  When rates are quoted, the actual rate when you lock will probably be lower, not higher. They are on top of the latest and most innovative loan programs. Hagood Mortgage is founded on the biblical principles of truth, honesty and acting in your best interest. Simply put, a higher interest rate generates more commissions for the lender which are used to pay all of the refinancing costs. So they can drop your payments without affecting what you owe and without any costs. 
 
Hagood Mortgage Loan Program provide for No Doc Loans, 10 year Fixed Rate Programs, 100 percent  Cash-out Refinance, 100 percent  Financing - No Money Down, 100 percent  financing loans stated wage earner, 15 Year Fixed Rate Programs, 20 Year Fixed Rate Programs, 30 Year Fixed Rate Programs, 40 year Amorization loans, Adjustable Rate Loans, All-in-one Construction Loans, COSI loans 2.95 percent  payment base on Loan Balance, Former Bankruptcy 100 percent  Financing, Investor loans, Manufactured Home Financing, Owner/Builder Construction Loans, Self Employed 100 percent  Financing, VA Loans, Zero Down Investor loans.
 
Hagood Mortgage is a dynamic mortgage company that has built their reputation over the last nine years by offering dedicated services that are unparalleled in the industry.  The fact all their business comes from referrals from satisfied clients and from top quality professionals speaks volumes about their dedication and integrity.

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