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Haley Financial Services


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Haley Financial Services is dedicated to offering five-star service, matchless expertise, and the lowest rates in the business. They specialize in finding you the best solution for your mortgage needs. In addition, they are committed to making their customers’ home financing experiences smooth and successful. They disclose nonpublic personal information to third parties, such as credit reporting agencies, federal and state regulators, and loan investors, in order to do business with you or as required by law. They may also share nonpublic personal information with companies that perform services on their behalf, such as vendors that provide your title policy, escrow service, property appraisal, and property insurance.
 
Haley Financial Services assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
The Company never puts you in loans that don't make sense. If refinancing a loan will cost you more than it will save you, or if it does not make financial sense, they won't do it. They are committed to putting you in the loan that fits your individual needs. Through the process they take you through they take your application, pull your credit bureau report at the same time, getting you pre-approved for your loan. Since they know your time is valuable, they will streamline the process; they will call and discuss your options with you. The Company won't put you in a loan that will cost you more money in the long run, or does not make financial sense.

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