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Hallmark Mortgage Services


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Hallmark Mortgage Services, Inc. has been in the financing business since 1986 and has acquired a proven reputation for honesty, integrity and superior customer service. They offer loan programs to meet your needs: Conventional Cash Out Refinance, FHA  VA Second Homes, Zero Down Payment, Investments, 2nd Mortgage No Doc Loans. You can obtain a mortgage with absolutely no money down, with no traditional credit, your loan can close in as little as two weeks and you may qualify for a loan even if you don’t work. The seller can pay the majority of your closing costs, you can buy an investment property with no money down, you may qualify for a mortgage even though you’ve experienced a recent bankruptcy, when you own a home you may qualify for a federal tax deduction.
 
For the loan application you need your W-2 statements for the past 2 years, Complete Tax Return most recent 2 years, Pay Stubs for last 30 days, Social Security, Pension, Disability award letters, Bank Statements most recent 2 months, all pages, Retirement/Investment Accounts 2 months or quarterly statement, all pages, Residence History most recent 2 years, Employment History most recent 2 years, Drivers License, Green Card, Bankruptcy Discharge Papers if applicable, Veterans: DD214 and Original Certificate of Eligibility, Check for Appraisal Application.
 
The Company’s mission statement is simple deliver to customer's a level of value and service that exceeds their expectations. The Company’s customers should remember ­­­­­­­­­­­­­­­them as a pleasant experience and be excited to refer family and friends for their mortgage needs.

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