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FMF Capital


A Mortgage is a document that contains the details of an agreement between two parties.One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
FMF Capital is a residential mortgage lending company that originates and funds primarily non-conforming direct or nonprime mortgage loans. They originate mortgage loans through a network of more than 4,000 independent mortgage brokers in 41 states. They conduct their business through four Regional Operation Centers located in Southfield, MI; Nashville, TN; Scottsdale, AZ and Virginia Beach. They have grown on the principles of Common Sense Lending, a commitment to deliver exceptional service to their brokers, and build outstanding relationships.
 
Their flexibility and innovative product mix provide their broker partners with the unequaled ability to fund non conforming customers quickly, professionally and with the right product for their situation.

The keystone of their broker relationships is an open door policy, where brokers have the ability to speak with underwriters, account executives and the management team in their efforts to fund a deal. The answer is almost always a team approach.

The Company focus on nonprime borrowers who do not meet the requirements for a prime mortgage loan due to such considerations as lower FICO scores, higher loan to value mortgage requirements, limited credit histories, higher levels of consumer debt, limited funds for down payments, limited employment histories, higher debt to income ratios, prior bankruptcies, non documented income or assets, or past credit difficulties. They offer a full range of products within the A, B, and C credit grades. Their goal is to be a leading nonprime mortgage lender, by offering a full complement of products while providing excellent service. 

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