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Hearth & Home Mortgage


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Hearth and Home Mortgage is a mortgage brokerage company specializing in Real Estate home loans. They have lending relationships with hundreds of lenders nation wide. They offer all types of loans from conventional, VA, low down payment, and credit challenged loans. Their loan officers are experienced, with over twenty years in the mortgage lending business each. They offer excellent service and competitive rates. They do residential, second homes, investment properties, condominiums, lot purchases, and manufactured homes by utilizing VA loans, conventional loans, home equity loans, and first and second loan combinations. Hearth and Home Mortgage specializes in no loan fee programs for the borrowers while working with major lenders and qualified appraisers and title and escrow companies across the state.  Their main goal is to help you receive the best possible service while exploring all of your options to get you the best possible loan for your needs.
 
Hearth and Home Mortgage has the capability to access many lenders that offer a variety of loan programs. With their vast knowledge of available programs, they are able to find the appropriate loan for any situation. Hearth and Home Mortgage has built a great reputation in the mortgage industry, which affords them the opportunity to access, the best programs being offered. This flexibility also allows Hearth and Home Mortgage to provide you with a loan that can save you far more than you could have expected.
 
Client satisfaction is the most appropriate measure of their success, and they pride themselves on their high level of communication and service they are able to offer their clients.

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