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High Country Mortgage


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
They know that each customer has specific needs, so here at High Country Mortgage, they strive to meet those specific needs with quality service and individual attention. They pride themselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs and an established network of lenders behind them, they will find the loan that best suits your needs, at a very competitive rate. They offer conforming, non-conforming and government loan programs.
 
The Company provides second mortgage loans may extend for as long as 15 or 20 years; others may require repayment in one year. Company makes a refinance work for you is to refinance for more than the balance remaining on your old mortgage in effect, tapping your home equity, or cashing out, in mortgage speak.
 
The Company provides Loan Programs; Adjustable Rate Mortgages, Fixed Rate Mortgages, Introductory Rate ARM's, Standard ARMS and the Differences, London Inter Bank Offered Rate, Reverse Mortgages, Balloon Mortgages, and Interest Rate Buydowns.
 
The Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
Mortgage companies often grade your loan based on certain credit-related items such as payment history, amount of debt payments, bankruptcies, and equity position.

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