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Home Bank


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

Home Bank is a full service bank originally chartered in 1908 as Home Building and Loan. Since deregulation in the early 1980s, they have grown by taking good care of the customers who have entrusted their financial well being with them. By continuing to offer the most current banking services and expanding the number of their branches, their goal is be the only bank you will ever need. They also handle State of Louisiana Guaranteed Loans. Their experienced staff can assist you in determining which is the right loan for you.

Home Bank assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan. Home Bank specializes in small business banking. Let them help your business grow. They provide commercial checking, savings and lending services, as well as merchant services for credit card processing.
 
Home Bank has been an integral part of this community for more than 90 years. They are proud to be active supporters of many Acadiana schools, churches, civic activities, recreational and charitable programs and the university. They believe that their work at the bank is an extension of the community. That is why they evaluate their staff based on their ability to exceed customer expectations.

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