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General Mortgage Corp.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

General Mortgage started operations in 1983 and has become the premier mortgage broker in San Diego. Twenty years of experience in real estate and a 99 percent past client referral rate assures you the quality service you deserve. General Mortgage offers a variety of products to meet your individual requirements. General Mortgage can get you the very best rate and terms as available at the time. They can change to another lender if one lender doesn't see things their way. With 20 years of real estate experience they know what loan scenarios lenders will accept. The Companyoffers virtually every loan that is available in the mortgage market. They can do loans for all credit grades: Prime, Alt A and Sub prime, they can assist you to improve your credit scores, 30, 15 year, 10, 20 year fixed rate loans, 3/1, 5/1, 7/1, 10/1 ARMS, some that are Interest Only, COFI, CODI, and COSI ARMS, 2nd Trust Deeds and HELOCS.

The Company never puts you in loans that don't make sense. If refinancing a loan will cost you more than it will save you, or if it does not make financial sense, they won't do it. They are committed to putting you in the loan that fits your individual needs. Through the process they take you through they take your application, pull your credit bureau report at the same time, getting you pre-approved for your loan. Since they know your time is valuable, they will streamline the process; they will call and discuss your options with you. The Company won't put you in a loan that will cost you more money in the long run, or does not make financial sense.
 

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