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Home Mortgage Acceptance Corp.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
The Firm also assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan firm that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

They pride themselves on providing superior customer service and creating satisfied customers. They work hard to satisfy the mortgage needs and exceed the expectations of their customers. their mortgage calculators. From mortgage processing and underwriting, to loan closing and funding, their expert mortgage staff will efficiently expedite your entire transaction. They keep you informed every step of the way. They are committed to building rewarding, long-term customer relationships.

Their Loan Program includes Fixed Rate Mortgages, Adjustable Rate Mortgages ARM, Balloon Mortgages, Interest Only Programs, and Home Equity Line of Credit etc. Interest only loan programs provide the same features as fixed and variable rate programs, and they additionally offer a lower payment option. With an interest only loan payment option, you pay only the interest portion of the payment but no principal.

Their goal is to make the loan process as simple and worry-free as possible. They pride themselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, their purpose is to satisfy your needs. By putting you first, they assure you a pleasurable transaction.

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