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Home State Bank, NA.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Home State Bank opened its doors to McHenry County in 1915, and for over 90 years they have been serving the McHenry County area. From the beginning, it has been their goal to create a better quality of life for their neighbors, and to work together to build a better community. Their safety and earnings rankings have consistently excelled in expected industry standards. But more important to them, their relationship to the community has remained as strong as it was from their beginning, and it continues to grow today.
 
Home State Bank’s Minuteman home banking system gives the convenience of banking 24 hours a day, 7 days a week. The Minuteman system allows access to account information, current rates, and product information. It provides the ability to transfer between accounts, initiate loan payments, Request Stop Payments, Download transactions to an array of personal finance programs, Initiate Bill Payments, Receive Account Information.
 
Consumer Deposit Account regular checking accounts, now accounts, money market accounts, savings accounts, certificates of deposit accounts, individual retirement accounts, debit card, minuteman reserve, minuteman touch tone banking, access online banking.
 
Knowledge and experience are the foundations on which you build your financial security. Since 1915, Home State Bank has been a trusted source for financial services. Full range of investment services are offered as well. Vision Investment Services is your source for advice on financial instruments including stocks, bonds, mutual funds, annuities, and managed portfolios.
 
Assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

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