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Home Town Mortgage Group, Inc.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Home Town Mortgage Group is a mortgage lending institution that prides itself in providing high quality financial services to the public. It is their mission to provide high quality mortgage programs at the most competitive rates in the nation. Their home loan programs include purchase, refinance, debt consolidation, home equity loans, second mortgages, construction loans, and home improvement loans tailored to your unique situation.
 
The Company is designed to provide you with the opportunity to self assess your situation to determine what loan programs are best for you. The home loan wizard is for purchase loans only. If you'd like information on refinancing please see their free Refinance Guide. Welcome to your Refinance Guide. This Guide is designed to provide you with the opportunity to self assess your situation to determine what Loan Programs are best for you. 
 
Mortgage Loan Calculator; use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments. One of the most exciting adventures you will ever encounter is purchasing a home. If you’re a first time buyer or an experienced investor they will make the process quick and easy. Their resources are appraisal, bankruptcy, commercial, down payment, credit, and relocation.
 
Assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

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