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Homemakers Mortgage Inc.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Homemakers Mortgage, Inc. was established in 1990 by Ron Sawzak, had a vision of setting a new standard of quality service that surpassed the competition. The Company feels they have been an industry leader in providing their loan customers with the most creative and innovative loan products available in the market, while at the same time providing them with the lowest possible rates. Once serving over 15 western states, they have since re-focused their efforts on Central and Southern California from their headquarters located in North San Diego County.
 
Homemakers provides a wide variety of loan products geared to accommodate customers with the optimum in rate and terms whether they are first time home buyers or just in need of a refinance. In addition, they offer a wide assortment of home equity, home improvement, bill consolidation, and construction loans. Their first transaction is the cornerstone for all your future needs and those of your family and friends. In fact, over 60 percent of their loans closed last year were to former customers and their referrals. That simple statistic is an indication that they want to be a part of you and your family’s financial future.
 
They are well established in the communities that they serve and are currently members of the Better Business Bureau, several local Chambers of Commerce, California Mortgage Brokers Association, National Mortgage Brokers Association, and are licensed by the California Department of Real Estate.
 
They will analyze the data you provide and get back to you with comparable sale information for your neighborhood and a range of approximate values for your home. If you need a more precise valuation estimate, they will arrange to tour the property with you.
 
 
 

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