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Home > Financial Services > Mortgage Brokers > Millenia Mortgage
Millenia Mortgage
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Millenia Mortgage was established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry. The reason is basic, overhead costs to a company dictate the rates and fees you as a client pay. Don’t be misled into thinking large corporations can better serve you. What makes them different from the industry at large is their company philosophy and how they built their business over this five year period.
They work strictly through referrals and the client base they serve. They do not advertise because they do not need to. Every opportunity that is given to their company proves to be what is in the best interests of the client and in turn they advertise for them. Their advertising costs are passed down to their clients.
The benefits to you and your clients is the personalized service they offer where interviews are conducted in person as opposed to a quick telephone call. They educate you in the loan process and explain why all interest rates and programs appear to be the same. Their experience is in conventional, FHA, 1st time buyer, 100 percent financing, no income, construction and rehabilitation loans, as well as commercial. They are here to accomplish the goals for you and your clients. Millenia Mortgage provides you with the honesty, courtesy and convenience that you deserve. Their clients know that they are far superior to most other mortgage companies. They value your business and rely on your referrals.
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