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Money-Wise Solutions, LLC


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
The firm assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
James E.Crickenberger originally founded the concept of the firm in. In August 2001, the firm became fully licensed as a Mortgage Broker in the Commonwealth of Massachusetts. At this time the primary focus of the firm was to concentrate on the promotion of Residential and small Commercial Mortgages.

They have grown from a two-person office to over 50 Mortgage Originators and over a dozen full-time support staff. The firm has expanded its Easthampton, MA and in February of 2003 opening its second office in Longmeadow, MA under the direction of W. Kevin O’Donnell. The third office opened in Braintree, MA under the direction of Joshua F. Thielen Today they have offices in Massachusetts, Connecticut, New Hampshire, and Rhode Island. 

 The firm presents their clients with the utmost in customer service and care. They treat everyone of them with respect and commitment regardless of their credit status. The firm is dedicated to a goal which is to save you money, heartache and time and they guarantee results.  Whether you are a new residential home buyer, a seasoned commercial developer, or simply refinancing an existing mortgage, the Firm offers the best package of service, rates, and closing finesse few in the industry can come close to.

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