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Morfacts Mortgage Center


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount.
 
The firm is a full service mortgage broker specializing in residential mortgage financing. In a rapidly changing marketplace that is becoming more and more complex, the borrower is faced with a bewildering array of choices and problems. The firm was formed with the mission of assisting the borrower through the mortgage maze to help them accomplish their mortgage financing objectives. The firm, formed in April of 1989, operates under a license granted to it by the California Department of Real Estate to act as a full service mortgage/banker broker.
 
The backbone the firm is their people. Only the most professional, ethical and knowledgeable individuals are chosen to work with them.  And, in a rapidly changing finance environment, all of their personnel are required to participate in continuing education to keep them current on changes in the origination, underwriting and processing of the mortgage loan. The firm is an active member of all of California's professional mortgage organizations including the San Diego Association of Mortgage Brokers, The California Association of Mortgage Brokers and the San Diego Association of Realtors.
 
They have invested substantial time, energy and money to insure that this aspect of the process proceeds in a timely, accurate and convenient manner. They dedicated to a goal, which is to save you money, distress and time and they guarantee results. Whether you are a new residential homebuyer, a seasoned commercial developer, or simply refinancing an existing mortgage, the Company offers the best package of service, rates, and closing finesse few in the industry can come close to.   

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