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Home > Financial Services > Mortgage Brokers > Person To Person Mortgage Inc.
Person To Person Mortgage Inc.
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
Their customers and their realtors have the peace of mind that comes from knowing they deliver quality products, provide exceptional service and maintain stringent confidentiality. Their record for quick turnarounds is strong. They are also proud of the fact that they do their job in such a manner that their partners title companies, realtors and others highly approve of the way they do business and refer customers to them with confidence.
The Company offers fixed rate mortgages for 30 and 15yrs. Advantages of it are Monthly payments are fixed over the life of the loan, Interest rate does not change, Protected if rates go up, Can refinance if rates go down.
The Company also offers adjustable rate mortgages of 10/1 ARM, 7/1 ARM, 3/1 ARM, 1 year ARM, 6 month ARM, 1 month ARM. Advantages of it are Lower initial monthly payment, Lower payment over a shorter period of time, Rates and payments may go down if rates improve, May qualify for higher loan amounts.
The Company also offers different types of loan program to meet the needs of customers. They are first time buyer program, stated income programs, no points, no fee program, and imperfect credit program and many more. Besides their standard loan programs, they also have a large number of unique programs to serve your needs Purchase a house with 0 down, Piggyback loans 80-10-10 or 80-15-5. Debt consolidation programs, Home Improvement loans, qualify even if you may have been turned down before. The company's goal is to have steady growth through working closely with their customers to help them succeed.
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