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Home > Financial Services > Mortgage Brokers > Pfeiffer Financial Services
Pfeiffer Financial Services
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
The company personally, will take you from start to finish. Your file is not handed over to some loan processor to complete. I am the only one who touches your file until it is submitted to the lender of their choice. Access to aggressive interest rates and loan programs is available to any competent loan broker. Taking it an extra step, I provide you with flexible hours, prompt return phone calls, and if you desire, will accompany you to your loan signing in the San Diego area.
The company uses the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems I have taken the mystery out of approving and closing a home loan. This means that you can now get a loan faster, at a lower cost, with less paperwork and less stress.
A strong and genuine belief in the customer for life principal is how I run my company. Referrals from previous customers and local real estate professionals are what have always delivered the majority of Pfeiffer Financials business.
Company offers fixed rate mortgages for 30 & 15yrs. Advantages of it are Monthly payments are fixed over the life of the loan, Interest rate does not change, Protected if rates go up, Can refinance if rates go down.
Company also offers balloon mortgages for 7 & 5 yrs. Advantages of it are Lower initial monthly payment, Lower payment over a shorter period of time, Rates and payments may go down if rates improve, May qualify for higher loan amounts.
Company also offers different types of loan program to meet the needs of customers. They are first time buyer program, stated income programs, no points, no fee program, and imperfect credit program and many more.
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