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Main Street Mortgage


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Main Street Mortgage Company, Texas Mortgage Broker License 27, opened for business in 1996 and is owned and managed by Mr. Paul E. Smith.  The Company maintains wholesale lending relationships with national and regional financial institutions. These relationships allow the company to continuously provide their customers with low interest rates and low fees. At the same time, their multiple lending sources provide a variety of financing options to meet the specific needs of each client.

They are a trusted mortgage loan advisor with experience and honest personal service for your largest financial investment your home. They combine old fashioned values with current technology to give you the service you deserve - matching Main Street values with Wall Street technology to service their clients.

The Company offers different types loan programs such as conventional conforming and jumbo mortgage loans, ARMs, balloons & interest only, lot loans available for homes, second or vacation homes and investment property, construction, first time homebuyer programs with 100 percent financing, Texas home equity loans and home improvement loans, investment property financing, commercial mortgage loans.

Main Street Mortgage Company's goal is to provide professional mortgage origination services with the highest level of customer satisfaction at a low cost. They achieve this goal by providing personal service from experienced mortgage professionals, implementing automated lending technology and utilizing the resources of their wholesale lending relationships.

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