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Platinum Capital Mortgage


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Platinum Capital Mortgage & Real Estate is a full service mortgage and real estate company located in Salinas, California in beautiful Monterey County providing mortgage and real estate broker services for residential, vacation homes, income property, purchases or refinances and secured lines of credit all with expert loan consultation.
Platinum Capital Mortgage & Real Estate on the other hand can tailor the package to fit your needs based upon many factors such as, your current income, your expectation of future earnings, and how long you plan to own the property. Since we broker through hundreds of different lenders we have access to every type of program available.
 
The mortgage program depends on the factors like your current financial picture, finance change, intention to keep your house and how comfortable you are with your mortgage payment changing.
 
The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan. 

 It believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.

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