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McGinness Mortgage & Assoc.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
McGinness Mortgage and Associates Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers throughout Pennsylvania. McGinness Mortgage is licensed by The Pennsylvania Department of Banking. They are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. McGinness Mortgage and Associates, Inc. offers the best mortgage tools available on the Internet easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs. They are licensed by the Pennsylvania Department of Banking.
 
There has been a steady corporate growth rate combined with the ability to maintain flexibility, unrelenting attention to detail, responsible quality control throughout the entire operation and total customer focus is enhanced further by associates who are among the brightest and most talented in the industry.
 
McGinness Mortgage and Associates  is dedicated to their mission to increase the percentage of homeownership by providing affordable and competitive financing to families irrespective of their credit quality without regard to their sex, marital status, and national origin. Through the use of technology, customer service and effective time management their endeavor to deliver to the client a mortgage at a lower cost. It is their goal to provide a mortgage to the client that meets their needs and is within their financial ability.

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