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PMA Financial


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
PMA Financial specializes not only in reverse mortgage programs, but in one on one service. They understand that with each account, there are real people to talk with, each with their own unique needs and questions. They serve each one of their clients as a person and not a number and, they strive to understand those individual needs and concerns, answer each question, and then offer a program that best fits them.
 
With PMA Financial, you will find integrity, honesty, and experience. You will also find a staff that is friendly, caring, and those who will go that extra mile to help you achieve your dreams of financial safety, security, and peace of mind.
 
There are three reverse mortgage loan products available, the home equity conversion mortgage and the financial freedom cash account. Another benefit of these loans is that they are non recourse which means that no matter how high the loan balance grows, the borrower or their heirs never owe more than the home's market value. The proceeds from a reverse mortgage can be used for anything daily living expenses home repairs and home improvements medical bills and prescription drugs pay off of existing debts education travel long term health care retirement and estate tax planning.
 
The company is proud of their reputation for integrity and they adhere to the highest ethical standards in dealing with seniors and their advisors. They never put you in loans that don't make sense. If refinancing a loan will cost you more than it will save you, or if it does not make financial sense, they won't do it.

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