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Home > Financial Services > Mortgage Brokers > Resource Bank
Resource Bank
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
The Group was founded in 1901 in Malta Illinois, and was originally known as The First National Bank of Malta. Through the years the bank has expanded to its current size of seven offices throughout DeKalb County.
At Resource Bank, they believe the relationship between a bank and its clients should be based on a mutual trust; something that will last for years and benefit you for a lifetime. For more than a century, they have taken pride in giving you individual attention from people who really care. This kind of relationship can only be achieved through personal commitment, innovation, and integrity. These attributes are the hallmarks of their success and their pledge for the future. They offer the best mortgage tools available on the internet easy, convenient, on-line shopping for the best loan programs and most current rates available.
Resource Bank mission is purchased Resource Insurance fourteen years ago. Their staff comprises experienced agents in Commercial, Auto, Home, Agriculture, Life, Health and Group products. They offer a complete line of insurance which includes access to specialty and excess lines. Resource Insurance pledges more than 100 years of experience in insurance sales and service and to deliver the best products for your individual needs.
The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
The Company is committed to providing the best service to clients seeking it from this industry as also to the pursuit of excellence, integrity being the forefront of their list of objectives.
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