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Point West Financial, Inc.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount. 
 
Point West Financial was established in 1983 to serve the needs of homeowners throughout the entire state of California. It is a unique specialized company that provides lending services directly to homeowners. Point West is structured as a low overhead, high efficiency operation, which takes advantage of the latest technology to speed the loan process. 
 
They are able to keep expenditures down while providing superior service. Unlike many competitors, they do not spend thousands of dollars on billboards and television commercials. This strategy enables them to pass on the savings to their clients in the form of lower rates and fees.The concept is working is over 90percent of their business comes from repeat customers and referrals. 
 
The company offer personalized, in home service with special loan products to provide the best loan package to meet each individual situation.
 
They provided other services estate planning, financial planning, accounting as Real estate sales realtor, life insurance. Combine your existing first and second mortgage into one loan, Decrease term and payoff your home sooner, Get rid of PMI mortgage insurance, Pull cash out for any reason.
 
At Point West Financial they feel that when they close your first loan, their relationship with you does not end, rather that is where it begins. In addition to mortgages, there are many other important facets of your financial picture that must be handled in order to achieve true financial security.
 
The Company is exceptionally proficient at grabbing promising opportunities. The Company continues to expand its horizons in finance setting standards of excellence in multiple fields and transforming promise and potential into economic realty.

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